Your Trusted Partner for Home Loans
Navigating the Future of Mortgage Lending: A Knowledge-Driven Model.
Welcome to Affinity Home Lending with Jason – your trusted partner for all things mortgage-related. Count on us to provide tailored financing solutions, empowering you to turn your homeownership dreams into reality.
Our Long Term Online Reputation
Why Choose Affinity Home Lending?
Experience and Expertise
Jason is a seasoned professional specializing in home purchases, boasting more than 25 years of extensive experience in the mortgage market.
Personalized Service
We prioritize individualized service, recognizing the uniqueness of each client, and shaping our solutions to align with your particular needs and preferences.
Competitive Rates
We offer highly competitive interest rates, ensuring you have access to the most advantageous deals available in the market
Why Choose Jason Waters?
Jason is an experienced Loan Officer and also holds a CFP® designation. Jason has over 25 years of lending experience including a background in commercial lending. He is married to his wife Katie and they have 3 children. Jason has been elected 3 times to the Marietta City Schools Board of Education.
Here are a few of the mortgage options we offer
Diverse Mortgage Solutions
Tailored to Your Needs
Conventional Home Purchase
The favored choice among prospective homebuyers, conventional loans offer flexible home financing to qualified individuals, ensuring affordability in homeownership.
Luxury Home Buyer
The key to unlocking the doors of extraordinary living. Designed for those seeking expansive residences and upscale properties, our Jumbo Home Loan offers a specialized financing solution for your unique real estate aspirations.
Conventional Refinance Loan
As a homeowner, you understand the importance of maximizing affordability. By opting for a conventional loan refinance, you can achieve various financial goals, such as reducing your monthly mortgage payments, accelerating mortgage payoff, managing high-interest debt, or accessing additional funds.
Cash-Out Refinance Loan
A cash-out refinance loan is a new mortgage that replaces your current mortgage and gives you cash at closing. This cash can be used for any purpose you choose, such as home repairs, paying off high-interest debt, or investing in other property.
First-Time Homebuyer Mortgage
Embarking on your inaugural home purchase is a blend of enthusiasm and complexity. A multitude of factors demands your attention: selecting the right loan, determining the ideal down payment, and accounting for closing expenses. Therefore, partnering with a seasoned mortgage team is a crucial step in this journey.
VA Home Loan Mortgage
The VA Single Close Construction Loan empowers veterans to construct their homes utilizing their hard-earned benefits. This streamlined financing option not only saves you time and money but also eliminates the need for a down payment, combining both construction and long-term home mortgage into a single, hassle-free loan.
VA Home Loan Mortgages
The VA Single Close Construction Loan empowers veterans to construct their homes utilizing their hard-earned benefits. This streamlined financing option not only saves you time and money but also eliminates the need for a down payment, combining both construction and long-term home mortgage into a single, hassle-free loan.
USDA Home Loan Programs
The USDA loan, officially known as the Rural Development Guaranteed Housing Loan, is a mortgage initiative aimed at promoting homeownership within rural and suburban communities. Its primary objective is to support individuals and families with modest to moderate incomes by providing accessible financing options for purchasing homes in qualifying rural regions.
FHA Mortgage Programs
Whether you're a first-time homebuyer or simply concerned about meeting financing criteria, an FHA loan offers straightforward and adaptable solutions. Streamlined approvals come with reduced credit score prerequisites and smaller down payment obligations, all while maintaining competitive interest rates.
"Thank you for all the great advice and your help in closing my loan. I never thought I would ever achieve home ownership but you and your company have helped me reach it. I can't thank you enough!"
Ashley B
"Jason Waters made the whole process of refinancing our home super painless and very easy. If we could give them 10 stars we would!"
Allie Thelen
"I am saving a lot monthly due to their help and expertise. They went out of their way to answer any and all questions I had."
Liz C
Some of my clients, our greatest advocates, and their feedback speaks volumes about my commitment to excellence. Your results will vary and may not be typical. As a result of refinancing, your total finance charges may be higher over the life of the loan. Including closing costs or financing loan fees your total finance charges may be higher over the life of the loan. Reduction in payments may reflect longer loan terms and higher interest charges over the life of the loan. Applicant should not assume that any debt will be eliminated by refinancing since the debts are consolidated into a new loan.
Getting pre-approved for a mortgage isn’t just smart—it’s necessary. Whether you’re a first-time homebuyer or seasoned investor, early pre-approval gives you an edge and makes the process smoother. Here’s why you should start with pre-approval now.
Being a homeowner is more than just a place to live; it’s an investment in your future. Renting may seem easy but buying a home has financial and emotional benefits. Here are a few reasons why homeownership is a smart move:
Hey, I’m Jason Waters with Affinity Home Lending and I wanted to share some information about refinancing your home mortgage. Whether you want to lower your payments, consolidate debt or invest in your future, now might be the time to do it. Here are three reasons why:
Debt-Service Coverage Ratio (DSCR) loans are a great financing option for real estate investors looking to grow their portfolios. These loans focus on the cash flow of the investment property not your personal income, so they are for seasoned investors and newbies alike. Let’s get into how DSCR loans work and why they might be for you.
As a small business owner your income doesn’t fit into the boxes that traditional lenders require. That’s where bank statement loans come in – a flexible financing option for entrepreneurs and self-employed individuals.
Selling your small business is one of the biggest financial and emotional decisions you’ll ever make. Whether you want to retire, start something new or just move on, planning is key to a successful sale. Here are some tips to help.
Contact Us
84 Church St, Ste A,
Marietta, GA 30060
(404) 850-9555
jwaters@affinityhomelending.com
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