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2026 mortgage trends with a focus on ARMs, FHA, VA loans, and local expertise for buyers in Marietta
By Jason Waters February 27, 2026
Discover 2026 mortgage trends, from ARMs to VA & FHA loans. Get expert advice and tailored loan programs for your financial needs in Marietta, GA.
Person holding a downward-pointing green arrow next to wooden houses, representing a decline in the real estate market.
By Jason Waters January 21, 2026
In a market where interest rates can feel intimidating, many buyers are surprised to learn they have options beyond “take it or leave it.” One of the most effective—but often misunderstood—tools is a mortgage buydown. A buydown doesn’t change the home price. Instead, it reduces your interest rate and monthly payment
Jason Waters mortgage loan officer in Marietta GA
By Jason Waters January 21, 2026
Prepare for 2026 with a mortgage planning roadmap covering rates, refinancing strategies, and smart homebuying decisions.
Official logo of Jason Waters Lending Team Marietta GA
By Jason Waters December 24, 2025
Find out why Marietta GA homebuyers trust local mortgage brokers for market expertise, personalized service, and competitive loan options.
Luxury home exterior in Marietta GA for conventional home purchase
By Jason Waters December 19, 2025
Locked into a 3 percent rate? Learn when refinancing in Marietta can still make sense and improve cash flow or flexibility in 2026.
A piece of paper with a red arrow on it
By Jason Waters February 19, 2025
Getting pre-approved for a mortgage isn’t just smart—it’s necessary. Whether you’re a first-time homebuyer or seasoned investor, early pre-approval gives you an edge and makes the process smoother. Here’s why you should start with pre-approval now.
jason waters in a suit and plaid shirt is sitting on a set of stairs.
By Jason Waters December 24, 2024
Being a homeowner is more than just a place to live; it’s an investment in your future. Renting may seem easy but buying a home has financial and emotional benefits. Here are a few reasons why homeownership is a smart move:
jason waters in a suit standing in front of a sign that says jason waters refinance
By Jason Waters December 19, 2024
Hey, I’m Jason Waters with Affinity Home Lending and I wanted to share some information about refinancing your home mortgage. Whether you want to lower your payments, consolidate debt or invest in your future, now might be the time to do it. Here are three reasons why:
jason waters in a suit is sitting in a circle with the words dscr loans explained behind him
By Jason Waters December 9, 2024
Debt-Service Coverage Ratio (DSCR) loans are a great financing option for real estate investors looking to grow their portfolios. These loans focus on the cash flow of the investment property not your personal income, so they are for seasoned investors and newbies alike. Let’s get into how DSCR loans work and why they might be for you.
jason waters in a suit and plaid shirt is sitting on a set of stairs.
By Jason Waters December 3, 2024
As a small business owner your income doesn’t fit into the boxes that traditional lenders require. That’s where bank statement loans come in – a flexible financing option for entrepreneurs and self-employed individuals.